Truth Concepts
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More Rave Reviews about Truth Training:

I'm looking forward to coming again and again."

- Joe Casselman, Financial Process Group, Austin, TX

"Every time I come to a training with Todd, it's always mind-expanding!"

- Richard Keal, Generational Wealth Partners, Seattle area

"I am anxious to be able to help clients see possible solutions to their financial concerns - (Truth Training) helped me to realize I can do that.

"I see repeat customers attending again - glad to hear their comments and see how they are using it!"

- Susan Raikes, Retirement Specialist

"The best thing for me was getting to learn the math behind the software, and learn how Todd (and others) are using it in their practice - the application… not just how to do the calculations."

- Corbin Cowan, Personal Finance Coach, Colorado

"Attending TT always encourages me in what I have previously learned, inspires me to expand my capabilities and increase my exposure to a larger audience."

- James Neathery, James Neathery & Associates, Texas

"Truth Training™ was eye-opening. I watched as traditional wisdom (such as, "get a 15-year mortgage to save money") was turned upside down once factors such as taxes and opportunity costs were considered. It was a bit like learning the earth wasn't flat…. But when you see the picture of the whole truth, it's hard to deny.

"Anyone with Truth Concepts™ software owes it to themselves (and their clients!) to experience two days of training and aha's from the man who created it. Highly recommended."

- Kate Phillips,

"The best part of the training is more than just the software and what we learn with all the different calculators, it's the people that are here, the connections we make, and the ability to learn from everybody - to get the little pearls of what each person is doing, and implement them into our business."

- Jennifer McTigue, Generational Wealth Partners, Hawaii

To see all of our Truth Training™ video testimonials, CLICK HERE.


Who else wants to learn how to confidently
SHOW clients "The Whole Truth" about money?

We believe that Truth Concepts™ is the best financial software available. Truth Training™ will help you make the most of it.

Date and Location of our next Three-Day Training:
October 22, 23 and 24, 2014

Yes - I'll be there!
Details and Registration Here

Have you ever gotten a new tool, toy, or piece of equipment, only to realize that you needed someone to SHOW you how to best use it?

With anything new, there's a learning curve, an inevitable trial-and-error process. But in business, you'll lose money trying to practice on prospects and clients while you "figure it out."

At Truth Training, you'll short-cut your way to success and leave with

  • New confidence in using Truth Concepts™ software.
  • Skills to demonstrate wealth-building concepts in a show-and-tell manner.
  • Step-by-step instructions of how to use financial calculators to address common client questions and concerns.
  • New ways to integrate stories, examples, numbers and concepts.
  • A deeper understanding of financial principles and how to communicate them to clients.

In short, you'll learn exactly how to "Show Them the Money"!

In three days of live, interactive training, you'll be able to:

  • See which calculators to use when, and how to use them.
  • Follow along on your laptop, take notes and ask questions. (Class size is strictly limited to allow for interaction and assistance!)
  • Be a "fly on the wall" as you hear how top advisors talk to clients.
  • See the latest Truth Concepts™ updates demonstrated.
  • Network with industry leaders and other like-minded financial professionals.
  • Plus: an opportunity to brainstorm, ask questions, and share Best Practices!

"Truth Training™" is the cutting-edge financial software training that others are raving about, even coming back to attend again and again.

"Todd's stories… make the calculators "come alive" for the client, and for me!"

"What a great workshop! I marvel at the fact that each calculator includes so many options to illustrate multiple circumstances. I also appreciate Todd's stories (how to talk to clients) which make the calculators "come alive" for the client, and for me!

"Thank you for your willingness to share your knowledge and expertise along with the software. All of this provides great value for all of us, worth much more than our cost of software and attending training sessions."

- Frank Cherniawski, Wealth Management Institute, Michigan

Count me in!

Get the dates and details for our next training, and
Register Now

Here's what we'll cover in Truth Training™:

  • The "average" rate of return vs. the "actual" reate of return. (They're not the same at all, yet most investors are fooled by this.)
  • How to measure and apply the profit methods used by banks. (Hint: If a bank offers 1% on savings and lends at 4%, their profit is NOT 3%!_)
  • 401k's and qualified plans. (Factor the true rate of return after costs and taxes.)
  • Whole life and term insurance. (Lay the debates to rest with the facts.)
  • Identify the internal rate of return on a life insurance policy and the rate one would have to earn in an alternate account, taking into consideration taxes, term insurance and/or management fees.
  • 15-year vs. 30-year mortgages. Compare any two loans to determine which is more efficient and create amortization schedules.
  • Real estate investments: calculate the real rate of return of any property, whether an investment or home.
  • Determine the internal rate of return on ANY investment with level or varying cash flows.
  • Opportunity costs: Illustrate the true cost of paying cash for cars or other major purchases.
  • Calculate interest rates properly on car loans, bank loans, leases, pre-authorized check charges at insurance companies, and more. (Is dealer financing "too good to be true"?)
  • The true cost of a college education. (Show why a 529 plan isn't the best plan, and what other options might be.)
  • Illustrate the impact of borrowing from different sources including a life insurance company.
  • Show clients their maximum financial potential and how costs affect their ability to achieve it, as well as the positive impact of reducing those costs.
  • Identify each aspect of accumulating money and all its corresponding costs on any type of asset (taxable, tax-deductible, tax-deferred, tax-free).
  • Compare varying strategies for distributing money in clients' later years.
  • Use tools like Market History, Tax History, Life Expectancy tables etc.
  • And more! Each training is influenced by your questions and comments, and includes a Best Practices Brainstorm and Q & A session the third day.
  • and includes a Best Practices Brainstorm.

"TC allows me to level the playing field."

I use TC EVERY DAY - and even though I'm probably the least analytical agent I know, TC allows me to level the playing field with CPA's, MBA's, CFO's, etc, etc. - so much so that I actually have a comfort level with TC-live demo's!"

- Joe Pantozzi, Las Vegas, Nevada

I'll be there!
Register Now Here

Who comes to Truth Training™? Advisors and agents who:

  • Are committed to transparency and presenting "the whole truth" about money.
  • Desire a consultative approach rather than a product-based approach.
  • Want to motivate clients to take action without selling or convincing.
  • Embrace a Prosperity Economics™ paradigm (utilizing whole life insurance, measuring opportunity costs, shielding assets from market whims, etc.)
  • Want to get the MOST out of their Truth Concepts™ software.

If you would rather educate than "sell" or "close," you will find the training especially valuable. When your clients "see" the truth, they will be asking YOU to help them make changes!

Who conducts the training? You'll learn directly from Truth Concepts™ developer Todd Langford. Todd has been on the forefront of developing financial software for literally decades, and he has trained thousands of advisors and agents all around the country.

In addition to being a software programmer and trainer, Todd also has years of experience as a financial advisor, which led him to develop the examples, illustrations and conversations that go along with the numbers.

Simply put, Todd Langford is THE expert that many advisors turn to when they need to know the nuts and bolts of how to best use financial software.

Let Todd personally guide you through this live tutorial on Truth Concepts™ software, which includes over twenty calculators, tools and tables.

"Todd is the industry expert."

"The Truth Concepts software training (Truth Training) is second to none. Todd is the industry expert."

- Paul Luchau, Life Dynamics Group, Denver area


What if I don't have Truth Concepts™ software yet? No worries; we'll give you a ten-day free trial so that you can try it out during the training.

What's the cost? Your investment for Truth Training is only $1,350.00. We also offer "early bird" bonuses in the amount of $250.00. Attendees rave about the value they receive, and often attend more than once to further their learning.

You're protected by our "Love This Training" Guarantee:

If you don't agree that Truth Training™ is time and money well-spent… if you don't think that what you learn will help you serve more clients… If, for any reason, you decide it's "just not for you," simply let us know at the end of the first day, and we will refund your entire tuition. No hassles.

We want you to attend Truth Training™ "Risk-free" because we know that you WILL "love this training!"

"I walked away with some things I can really USE for clients."

"It's said, 'You don't know what you don't know.' Well, today I came in here not knowing what I didn't know… and I walked away with some things I can really USE for clients that I had no idea.

"And all of the camaraderie and the questions from the group were absolutely fantastic!"

- Bobby Mattei, R.S. Mattei & Associates, Shreveport, LA

Yes - I'll be there!
Don't delay; space is limited. Register Now Below!

Your investment for Truth Training is only $1,350.00.
Enter discount code "TC2014" by 10/03/14 for $250.00 off

The Details:

Dates: October 22, 23 and 24, 2014

Time: 8:30 am to 5:00 pm (all three days)

Marriott Houston at George Bush Intercontinental Airport
18700 John F. Kennedy Blvd.
Houston, Texas 77032

Rooms: Reservations # directly to the hotel is 281-443-2310 or call Marriott Reservations at 800-228-9290. Please mention you are with Truth Concepts to get the discounted rate. Discount rate ends October 03, 2014.

Make Your Reservations As Soon As Possible - Space is Limited to the First 30 People - Special Room Rate is For a Limited Time.

** When making your flight reservation, BE SURE to get your flight into HOUSTON BUSH INTERCONTINENTAL AIRPORT (IAH) - NOT Hobby. Hobby Airport is more than an hour from the Marriott Hotel where the event will be held. The Airport Marriott Hotel is located in the Houston Bush Airport and has a tram that runs directly from the airport (at the level below baggage) into the bottom of the hotel.

What? You still haven't registered? Read more testimonials to the right to hear what others have to say about their experience with Truth Training™.

Can't come to the currently scheduled training? Receive notifications of future Truth Training™ (including early bird discount alerts) by entering your email address below:

"Yes! Let me know about future Truth Trainings."