Financial Software That Will....
Build Client Trust
By Proving Your Advice
Truth Concepts™ Financial Calculators helps you build TRUST and tremendous CONFIDENCE by PROVING mathematically, the financial advice that you give clients.
Our Financial Software does two things:
1. Helps your clients understand the “whole truth” about their financial choices.
Forget “conventional wisdom” (that may be wrong) or what the latest financial magazine is pushing. Our financial software (Truth Concepts) pulls back the curtain and tells it like it is. Your clients will see a clear, holistic 360° view of their financial life.
Truth Concepts™ can be used to compare financial strategies, to consult and answer your client’s specific questions, or as a powerful presentation tool that can be used to educate clients about financial principles such as opportunity costs and the impact of taxes and fees.
2. Helps financial advisors and agents like you establish yourself as your clients’ most trusted financial expert.
We have helped thousands of financial advisors and agents differentiate themselves in a crowded industry and take their business to a whole new level.
Truth Concepts™ isn’t just a software company… with Truth Concepts 360° we offer both live and online training to help you grow your confidence while earning your clients’ trust which will grow your business.
Do You Know if Your Financial Advice is Accurate? Can You Prove it?
Truth Concepts is financial software that analyzes the impact of various financial choices. It includes over 20 multi-faceted functions – a suite of 16 calculators and additional tools and tables of historical information (such as tax rates).
The software lets you evaluate the effectiveness of limitless financial options. You will have the confidence to know that your advice is accurate BEFORE you meet with your client.
Is this Financial Software Right For You?
- You want to PROVE that you are doing the best thing for your clients
- You are an open-minded financial advisor or insurance agent who loves to learn
- You love building a successful business based on honor, truth and 100% transparency
- You’re a proponent of whole life insurance but are frustrated with most financial software’s inability to accurately include its benefits and potential
- You want the support of ongoing education and a community of like-minded peers
- Advisors who are looking for gimmicks or “sleight of hand” in order to make a sale regardless of the impact on clients
How is Truth Concepts™ used?
Financial professionals use it to educate and empower their clients with complete transparency. Truth Concepts™ can be used to answer questions, compare strategies, consult, analyze, troubleshoot, and shift paradigms. Find out more about the calculators and their functions.
How does it work?
Truth Concepts™ measures how various actions (such as saving, spending, insuring, investing, borrowing, taxation, etc.) will affect an investor’s cash flow, net worth, and much more. By entering specifics of a client’s financial situation, you can calculate future results based on current facts and conditions.
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Our Founder, Todd Langford
Todd Langford is the founder and creator of Truth Concepts™ financial calculators. With a deep love for numbers and a commitment to integrity, he built tools designed to cut through financial noise and reveal the truth.
For years, Todd has trained financial advisors across the country, equipping them to clearly demonstrate more efficient ways their clients can use money. Known for building powerful stories around the numbers, he helps advisors turn complex concepts into meaningful conversations that inspire confident decision-making.
Todd is also the author of Conscious Calculations, set to release in 2026, where he expands on his mission to challenge conventional financial thinking and empower truth-based financial decisions.
Todd Langford, Beyond the Numbers
Todd Langford may be best known in financial circles as the lead developer, educator and CEO of Truth Concepts™ but here are some things you probably didn’t know.
Todd’s Kolbe profile is 6338 so he initiates action in Implementor which explains why he loves to…
- Program software and get his hands dirty working on his ’68 Corvette
- Todd keeps three or four tractors going all the time in order to care for his family’s farm in Texas
- Todd designed and installed a sophisticated solar system that powers his family’s entire home and office off the grid
- Todd is a master griller who can turn out unbelievably delicious salmon and steak
- Todd relishes his private time hanging out with his wife, Kim Butler, financial author, whose many books profile TC calculators, and their dog Emma…and occasionally helping take care of their alpacas
- Todd has a degree in biology…which he clearly doesn’t use