Help clients create a borrowing or “banking” strategy

The Borrowing Strategy calculator illustrates the principles of banking borrowing and repayment with varying interest rates and strategies. Your clients will benefit from thorough analysis of their loan and payment options in order to make decisions that help their money work HARDER for them.
For example:
How could alternative funding sources for big ticket items enable one to be more effective with their money than if they borrowed from a commercial bank?
Answer: A life insurance policy with a loan rate of 6% (and an optional direct recognition reduction of 1%) with a market loan rate of 10% shown paying the policy loan back at the full 10% rather than paying the alternate market source at 10% would create more wealth in the policy than the policy by itself without the loan.