Can You Handle The Whole Truth?

The Whole Truth About Money

Examining the Pros & Cons of Common Financial Vehicles

Presented by Todd Langford with Kim Butler
February 8, 2017
Sheraton Birmingham Hotel

Would you like to “be a fly on the wall” and hear Todd Langford give myth-busting client presentations about key financial concepts on Truth Concepts Software?

Now you can!

In this special one-day seminar, Todd Langford will use financial calculators to reveal the surprising truth about financial products and strategies such as:

  • 401(k)s and IRAs
  • Mutual Funds and Managed Money
  • Whole Life and Term Insurance
  • 15-Year vs. 30-Year Mortgages
  • Investment Real Estate

With assistance from his wife and top producer Kim Butler, Todd will examine comparative rates of return, the impact of fees, taxes, matching funds, withdrawal strategies, synergy between various strategies, and more.

Discover how to educate clients about important concepts and address concerns, including:

  • The truth about typically dismal rates of return in 401(k)s and other qualified plans.
  • The startling difference between actual and average returns.
  • What you would have to earn in a taxable stock or mutual fund account to equal what you would net in a whole life cash value account, after considering fees and taxes.
  • How do banks really make money, and what can investors learn from it?
  • Are 15-year mortgages really more efficient than 30-year mortgages? How to evaluate mortgages over the long-term, considering their whole personal economy.
  • Utilizing money from a whole life policy loan to fund outside investments (such as cash-flowing real estate) and improve investor returns.
  • How popular financial authors and “entertainers” have lead us astray, and how to educate clients about the half-truths and out-right lies of “experts” like Dave Ramsey.

The Details:

Whole-truth-about-money-logoBDate: February 8, 2017
Time: 8:30am to 5pm
Location: The Sheraton Birmingham
2101 Richard Arrington Jr. Boulevard North, Birmingham, AL, 35203
205-324-5000/Reservations: 888-627-7095
Lunch: We’ll take a 90-minute lunch break for advisors to enjoy lunch on their own in the newly developed Uptown Entertainment District (lots of great options within walking distance). Enjoy networking with other like-minded advisors and fans of whole life insurance!



$499 per person
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$599 per couple
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(Must be current, NNI to verify)


$399 per person
Register Now



$499 per couple
Register Now


Discounted Hotel Rate at the Birmingham Sheraton – $119/night plus taxes, cutoff date Jan. 23, 2017

For the convenience of those who may wish to attend both, this event is held immediately prior to the IBC Practitioner’s Think Tank, held on February 9th and 10th.

We hope you’ll join us for The Whole Truth About Money!