Financial Planning vs. Prosperity Economics

Financial Planning
vs.

Prosperity Economics

Meets needs and goals onlyMaximizes every dollar
Retirement orientedAbundant/Freedom oriented
Product oriented (only what you buy)Strategy oriented (what you do)
Accumulate moneyAccelerate money
Rate of return focusesOpportunity cost recovery focused
Institutions control your moneyYou control your money
UncoordinatedIntegrated
Micro (vacuum) basedMacro (big picture) based
Net worth is measurementCash flow is measurement
Money stays stillMoney moves
Dollars do only one jobDollars do many jobs

A few things to consider…

Financial Planning Issues to Consider

The thing about the typical financial planning industry is that projections and math are used to show people idealistic scenarios without all the proper contexts. For example, a 401k or investment projection can look very promising. However, these projections are often created with a custom rate of return, making projections more or less fictitious. Read more financial planning issues to consider>>