• Differentiate themselves from the competition with cutting-edge technology
• Empower clients to truly understand their financial choices, giving them a HOLISTIC view
• Build trust by relating to clients with full transparency
• Explain and illustrate Prosperity Economics strategies (measuring opportunity costs, understanding the inefficiencies of qualified plans, utilizing whole life insurance for purchases, retirement, and more…)
• Focus on consulting rather than “selling”, addressing client concerns instead of pushing products
• Analyze and compare various investments, loans, and financial strategies
• Show the impact of taxes, fees, and other costs in detail
• Give them a 360-degree view of their financial life!

Where ever you are, as long as you can connect to the internet, you will have the best training at your fingertips!

The revised, expanded Truth Concepts Academy features:

• 24+ recorded trainings (almost 9 hours of content!) covering all of the essential calculators; including some never publicly available until now!
• the stories and financial concepts that go with the numbers
• brief summaries of what’s in each video
• a downloadable PDF of calculator templates; and
• convenient links to related online archives and articles

Truth Concepts 360°™ membership.

The 24+ online lectures cover the following calculators and topics: 

• The Maximum Potential calculator – show the importance of saving safely rather than chasing uncertain rates of return.
• Qualified Plan calculator – Factor the true rate of return after taxes and fees.
• Using the Borrowing Strategy calculator to demonstrate the ability to borrow against and pay back any asset at different interest rates for cars or other major purchases.
• How an effective borrowing strategy can save business owners a LOT of money on equipment leases!
• Loan Analysis calculator – Compare different mortgages and loans.
• 15-year Vs. 30-year mortgages – Demonstrate that a 15-year mortgage may save an interest payment, but not an interest cost.
• Funding Illustration – Compare whole life insurance to other savings vehicles.
• Using the Diversification calculator to show the impact of diversifying investments using whole life insurance.
• How to use the Life Insurance Values tool to import real-life numbers from policy illustrations into your Truth Concepts
• Measure the Internal Rate of Return on a life insurance policy’s cash value.
• Identify the ROR an alternate account would have to earn to be comparable to life insurance, taking into consideration taxes, term insurance, and/or management fees.
• Real Estate Analysis calculator: Measure the ROR on an investment real estate deal.
• Accumulation calculator: Identify each aspect of accumulating money and all its corresponding costs on any type of asset (taxable, tax-deductible, tax-deferred, tax-free).
• Distribution calculator: Compare varying strategies for distributing money in clients later years.
• How Banks Make Money – Demonstrate the profit methods used by banks and show how clients can apply the same strategy.
• Car Financing & Real Life – Calculate interest rates properly on cars, leases, and loans. Learn if dealer financing is too good to be true.
• Financial Calculators – How to make the most of Truth Concept basic and financial calculators.
• How to talk to clients about Term Conversion.
• Why insurance companies charge more for monthly payments and the shocking financing rates of one!
• Why level term insurance was good for the insurance companies but not for most term policyholders – and how it benefits whole life policy owners!
• Can you invest at 6% with debt at 8% and get ahead? (No you can’t… here’s why.)
• Cash Flow calculator training including a demonstration of The Laffer Curve and how taxes erode wealth.
• Use Market History and Tax Table
• Average Vs. Actual rates of return for mutual funds, stocks, or any other investment.
• Plus invaluable gems of wisdom, tips, stories, and thought-provoking questions from Todd Langford.

And as long as you’re a member of Truth Concepts 360°™ you will receive new and updated education modules as they are produced!