The Truth Concepts Borrowing Strategy Calculator illustrates the principles of banking with varying interest rates strategies and money sources.  Here’s a tip for that calculator:

Toggle off or on the “Future Account Value with NO Loans” by clicking on it. 

Top middle also has an ROR feature that is OFF but can be turned on by clicking in the grey space to the right of the clear button.

Right Click on the 5 “Loan/WD” buttons at the top to re-title them for example: 1. Cars 2. Wedding 3. Child’s Credit Card,  Etc.