See what Truth Concepts™ can do!

Our videos “demo” some of our most popular calculators and are also perfect for a quick review. You can check them out on the Truth Concepts™ YouTube Channel here.

For more comprehensive instruction, please see Truth Training and Truth Concepts™ 360°.

Life Insurance Values Tutorial

(Todd Langford – 13m 22s)

How to use the Life Insurance Value Tool to reduce time cutting and pasting life insurance illustration data to show “the whole truth” about life insurance.

Loan Analysis

(Todd Langford – 6m 29s)

How to use the Loan Analysis, for instance, in creating amortization schedules.

Qualified Plan

(Todd Langford – 10m 35s)

How to use the Qualified Plan Calculator to show the whole truth about what happens to money in a qualified plan, including taxes, fees, etc.

Real Estate

(Todd Langford – 10m 12s)

How to analyze investment returns on real estate, and an example of using life insurance to purchase an investment prosperity.

Funding Calculator

(Todd Langford – 9m 53s)

How to use the Funding Calculator to demonstrate strategies using life insurance.

Auto Calculator

(Todd Langford – 6m 25s)

How to use the Auto Calculator to compare paying cash for a car with borrowing for a car, showing how we either “pay up” or “pass up” interest costs.

Borrowing Calculator

(Todd Langford – 9m 43s)

Analyzing the impact of borrowing to fund vehicle purchases.

Financial Calculators

(Todd Langford – 9m 50s)

Demonstrates how to use the Truth Concepts financial calculators.

Diversification Calculator

(Todd Langford – 11m 41s)

Proving that life insurance can provide an income volatility buffer to folks with stock accounts and also proving whether or not life insurance is a more supportive asset class to a portfolio than bonds or bond funds.

Future Requirements Calculator

(Todd Langford – 9m 07s)

Maximum Potential Calculator

(Todd Langford – 4m 12s)

Distribution Calculator

(Todd Langford – 13m 10s)

Cash Flow: Human Life Value

(Todd Langford – 6m 02s)

Some of the tutorials above have been transcribed, you’ll find transcriptions here.

Tutorial 01 – Asset Flow Calculator – – Overview

Tutorial 02 – Asset Flow Calculator – Earned Inc – SS – 401k – Tax Story

Tutorial 03 – Asset Flow Calculator – Distribution Comparison

Tutorial 04 – Asset Flow Calculator – FIA Income Rider Story Tutorial

Tutorial 05 – Asset Flow Calculator – Tie in Multiple Accounts – Overall Summary

Tutorial 06 – Asset Flow Calculator – New Cash Flow Tab on the Summary

How to use Asset Flow in your practice.

Kim Butler & Gary Pinkerton
02:00 Principles
03:12 Milestones
03:46 Case Study inputs of the family Mr./Mrs. Persuing & Following Truth
15:45 Summary Page
24:00 Business inputs
29:00 Prosperity Flow Through Account
30:20 Milestones on
31:13 Part 2
36:26 Asset Flow 2 (The Alternate Trailway)
36:40 Expenses
39:04 Term Insurance
40:00 Education Calculator
48:00 Prosperity Flow Through Account (PFT)
50:00 Cash Flow buttons in the middle on the Summary page
52:26 Milestones
54:45 Duplicate button (to get Trailways 2,3,4)
55:30 Asset Flow Trailway 3 (renamed)
57:20 Interpolate the Whole Life policies
1:00:00 Perpetual Wealth Way presentation from
1:08:00 C.L.U.E. (control, liquidity, use, equity) not L.U.C.  🙂

PRESENTATIONS by Todd Langford

Todd Debunks the Myths and Shows the Whole Truth About Life Insurance 

How to use the Life Insurance Value Tool to reduce time cutting and pasting life insurance illustration data to show “the whole truth” about life insurance.

Todd Breaks Down a Whole Life Policy

(Todd Langford – 1hr 5m)

Todd’s presentation at the Think Tank for advisors and agents, with many great examples.

1:00-3:00: Todd Langford’s Introduction from David Stearns

3:01-10:00: Funding Calculator, comparing cash value with other investments

10:01-17:29: Conversation about Equity Indexed Universal Life

17:30-19:29: “Ned” movie clip

19:30-24:29: Investing at 6% with a Loan at 8%, and BETTER options!

24:30-26:59: Pizza Story – “Where does the dollar go?”

27:00-30:29: Truth and Statistics

30:30-45:29: Borrowing Strategies

45:30-1:01:29: Real Estate – Measuring Rate of Return on investment property.

1:01:30-1:04:00 Wrap Up.

There Are No Deals In the Insurance Industry

(Todd Langford – 41m)

Todd shares the truth about what life insurance really is and what it’s not.

0:00-2:04: Intro: There are no deals in the life insurance industry.

2:05-3:56: To Sell is Human by Daniel Pink suggests we ask: “compared to what?”

3:57-6:39: Numbers v. Real Life

06:40-14:39: Getting Clear that PUA’s are best continued if possible

14:40-23:59: Funding Calculator measuring the effectiveness of whole life “compared to…”

24:00-27:26: Page 65 from Nelson Nash’s Becoming your Own Banker book

27:27-35:54: Words are Important – Guarantees

35:55-40:24: Q/A covering IRR and Annual ROR

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