See what Truth Concepts™ can do!
TUTORIALS
Our tutorials “demo” some of our most popular calculators and are also perfect for a quick review. For more comprehensive instruction, please see Truth Training and Truth Concepts Academy.
Life Insurance Values Tutorial
(Todd Langford – 13m 22s)
Loan Analysis
(Todd Langford – 6m 29s)
How to use the Loan Analysis, for instance, in creating amortization schedules.
Qualified Plan
(Todd Langford – 10m 35s)
How to use the Qualified Plan Calculator to show the whole truth about what happens to money in a qualified plan, including taxes, fees, etc.
Real Estate
(Todd Langford – 10m 12s)
How to analyze investment returns on real estate, and an example of using life insurance to purchase an investment properity.
Funding Calculator
(Todd Langford – 9m 53s)
How to use the Funding Calculator to demonstrate strategies using life insurance.
Auto Calculator
(Todd Langford – 6m 25s)
How to use the Auto Calculator to compare paying cash for a car with borrowing for a car, showing how we either “pay up” or “pass up” interest costs.
Borrowing Calculator
(Todd Langford – 9m 43s)
Analyzing the impact of borrowing to fund vehicle purchases.
Financial Calculators
(Todd Langford – 9m 50s)
Diversification Calculator
(Todd Langford – 11m 41s)
Proving that life insurance can provide an income volitility buffer to folks with stock accounts and also proving whether or not life insurance is a more supportive asset class to a portfolio than bonds or bond funds
Future Requirements Calculator
(Todd Langford – 9m 07s)
Maximum Potential Calculator
(Todd Langford – 4m 12s)
Distribution Calculator
(Todd Langford – 13m 10s)
Cash Flow: Human Life Value
(Todd Langford – 6m 02s)
Some of the tutorials above have been transcribed, you’ll find transcriptions here.
Tutorial 01 – Asset Flow Calculator –
– Overview
Tutorial 02 – Asset Flow Calculator – Earned Inc – SS – 401k – Tax Story
Tutorial 03 – Asset Flow Calculator – Distribution Comparison
Tutorial 04 – Asset Flow Calculator – FIA Income Rider Story Tutorial
Tutorial 05 – Asset Flow Calculator – Tie in Multiple Accounts – Overall Summary
Tutorial 06 – Asset Flow Calculator – New Cash Flow Tab on the Summary
How to use Asset Flow in your practice.
Kim Butler & Gary Pinkerton
Some of the tutorials above have been transcribed, you’ll find transcriptions here.
PRESENTATIONS by Todd Langford
Todd Debunks the Myths and Shows the Whole Truth About Life Insurance
Todd Breaks Down a Whole Life Policy
(Todd Langford – 1hr 5m)
Todd’s presentation at the Think Tank for advisors and agents, with many great examples.
3:01-10:00: Funding Calculator, comparing cash value with other investments
10:01-17:29: Conversation about Equity Indexed Universal Life
17:30-19:29: “Ned” movie clip
19:30-24:29: Investing at 6% with a Loan at 8%, and BETTER options!
24:30-26:59: Pizza Story – “Where does the dollar go?”
27:00-30:29: Truth and Statistics
30:30-45:29: Borrowing Strategies
45:30-1:01:29: Real Estate – Measuring Rate of Return on investment property.
1:01:30-1:04:00 Wrap Up.
There Are No Deals In the Insurance Industry
(Todd Langford – 41m)
Todd shares the truth about what life insurance really is and what it’s not.
0:00-2:04: Intro: There are no deals in the life insurance industry.
2:05-3:56: To Sell is Human by Daniel Pink suggests we ask: “compared to what?”
3:57-6:39: Numbers v. Real Life
06:40-14:39: Getting Clear that PUA’s are best continued if possible
14:40-23:59: Funding Calculator measuring the effectiveness of whole life “compared to…”
24:00-27:26: Page 65 from Nelson Nash’s Becoming your Own Banker book
27:27-35:54: Words are Important – Guarantees
35:55-40:24: Q/A covering IRR and Annual ROR