Do your clients understand the POWER of savings? Based on the current financial dogma that permeates the financial space right now, maybe not. More than ever, clients seem to be chasing a rate of return or some other “magic” solution. Yet we know that rate of return alone doesn’t build
It’s not uncommon for people to write off the human life value approach as “overkill.” Clients either believe that buying insurance up to their full human life value (HLV) is simply too much money for their heirs or the number doesn’t seem real. This approach, however, can be incredibly valuable
Because we often talk about HLV as a multiple of income, this leaves a considerable demographic out of the conversation: non-working spouses. Many families choose to have a spouse at home for various reasons—to homeschool kids, save on daycare costs, and much more. Just because these spouses don’t earn an
You can use Max Potential to prove the value of an income stream when talking about Disability Income insurance.
Bold italics are the client’s answers I’m glad we get some time together today. We are going to be using software to numerically prove the truth about how money works as it grows and to discover the most efficient way to get your money to work as hard as it