Truth Concepts Loan Analysis calculates amortization schedules and the benefit of paying back loans under various scenarios and different rates and compare two loans for deductible and non-deductible loans.  Here is a tip for the Loan Analysis Calculator: Always put the lower interest rate payback first in the “Annual Loan Rate” box as that reflects the actual loan information, then put in the alternate rate, time period or payment amount in the “Alternate Payback” panel on the right of each “loan box”. Click “Period Number” Box to change from sequential numbers on the left to an actual Start Date for an amortization schedule printout to give to your client so they know how to pay their life insurance loan back and any other loan payment stream.